Dear customers

Postenska Banka A.D. Skopje informs You that starting from 01-11-2003 the Bank starts issuing loans in cash for non-identified purposes for current account users. The Loan amount goes from 500 EUR to 2000 EUR in denar counter value, with a yearly interest rate of 18.9. The conditions for loan approval are the following:

All interested parties that satisfy the above stated conditions can obtain a loan application form at any of the Postenska Banka tellers, and after entering the required data, submit the loan application form. When submitted to the Bank, the loan application forms are reviewed in regard to their completeness. Then the applicants are contacted by the Loan Service in order to inform them of the loan applications approval or rejection, or if the documentation needs completing.

	Monthly annuity of denar loans with a yearly interest rate of 18.90%
Loan amount (EUR) in denar counter value according the middle exchange rates of NBRM	12 months	18 months	24 months
500 EUR	46.05 EUR	32.12 EUR	25.18 EUR
1000 EUR	92.11 EUR	64.24 EUR	50.36 EUR
1500 EUR	138.16 EUR	96.35 EUR	75.54 EUR
2000 EUR	184.22 EUR	128.47 EUR	100.72 EUR

NOTICE: The full documentation can be acquired only at the tellers of Postenska Banka A.D. Skopje.
The tellers in Skopje are situated at Post Office 1 and Post Office 2.

Thank you in advance, for your cooperation.